What are secured loans ? Secured loans, also called
Homeowner loans are obtainable at
market leading rates. These are secured on property but can be used for any purpose you like.
Secured loans mean that you use your home as a guarantee to the lending
company that you will keep up repayments. Because the lender has this
security, the rates of interest on loans of this type are generally
lower than with unsecured loans
You can use a secured loan for any personal purpose be it a new car,
home improvements or a holiday. You may want to take out a loan for debt
consolidation. You can consolidate and reduce the payments from all of
your existing loans/ credit cards by putting them all under one umbrella
and extending the term. Doing this could get you over the credit crunch.
What if I have a bad credit
rating ?
If you have a less than perfect credit history, we can still arrange a
'bad credit loan' for those people with CCJ's, defaults and arrears.
There has been an increase in the number of bad credit loan companies
offering secured bad credit loans providing competitive deals across the
market.
If you are a homeowner with a bad credit rating, a secured bad credit
loan may well be your best option because you can borrow more, get lower
rates and pay the loan back over a longer period.
What will it cost ?
Fisili Finance search the market
for the best deal for you, keeping the monthly payments and interest at a
price you can afford.
We do not charge brokers fees on any of our loan applications. It will
not cost you anything to apply, there are no hidden catches and you are
under no obligation to accept an offer.
Fisili Finance specialise in matching your loan application to lenders
most likely to approve it so the chances of your secured loan being
approved are improved immensely, no matter what your credit rating may
be. If you are desperate for a cheap loan let a Fisili Finance adviser
help you
Use our calculator to see how much your monthly payments might be.
Change the figures to suit your requirements. These figures should be
treated as a guide only.
You will get your own individual prepared quotation from Fisili Finance
before choosing your loan.
We search the whole of market to get you the best deal whatever your
circumstances